You need to understand the psychology of debt and seek help from a debt counsellor in order to develop a healthy relationship with your emotions and money. Your finances reflect your state of mind and the only way to sustain any improvements in your financial health is to look inwards and have a genuine change of heart. [...]
Just because you can afford something doesn’t mean you should go ahead and buy it. The best reward you can give yourself for all your hard work is to buy the car that suits your finances. We all too often forget about the cost of maintenance and depreciation in value when it comes to splurging [...]
Why is it that some individuals would prefer to grapple with their debt all on their own, making little progress and sinking deeper into the quicksand, rather than approach a debt counsellor about going under debt review? The truth is that many uninformed credit users still have an unduly negative perception of debt review due [...]
What are the pros and cons of debt review? Having a debt counsellor assess your financial health to see whether or not you qualify to go under debt review, can only be considered a responsible decision and a positive first step towards paying back your credit providers and becoming debt free.However, many individuals are still [...]
Are you employed? Committed to paying your creditors back on a monthly basis? Prepared to help yourself get out of debt? Willing to make the necessary cuts? And ready to accommodate a new lifestyle? You are the right person for debt review, if your answer to all of the above is a resounding YES. Moreover, you need to [...]
