What is debt management?
Debt management is a term that is used interchangeably with debt counselling and debt review to describe the service provided by qualified debt counsellors, who are registered with the National Credit Regulator and are compliant with all the regulations of the National Credit Act. .
How can debt management help you?
The expert consultants at National Debt Advisors will guide your through the debt counselling process and create an affordable, practical and well-defined debt management plan to suit your personal circumstances. In this way, we will ensure that you are able to afford to pay back your credit providers each month comfortably, without having to live hand to mouth or scraping the bottom of the barrel each month just to survive – as a lot of people in debt do these days.
Our debt management process is aimed at empowering you as a consumer, educating you on your rights and investigating your accounts to ensure that you have not been the victim of reckless lending. It is also our goal to equip you with sound budgeting skills so that you are able to maintain your own financial well-being, once we have gotten you back on your feet.
What will our consultants do for you?
In the meantime, we will take over all communications with your credit providers, so that they stop hassling you – giving you breathing room to de-stress and recoup – and negotiating with your credit providers on your behalf to organise a new, reduced and more feasible repayment plan for you. The end goal – to have you on your way to becoming completely debt free in the briefest period of time possible.