Yes. While under debt review you need an income to service your debts. Without money to budget, your debt counselor cannot negotiate new terms and rates with creditors- this is a dire situation. Not limited to salary, rental or pension is also seen as income and can be used to service your debts. In order to negotiate, your counselor needs to present a reasonable offer to creditors, in order to do so they must be able to offer some monetary value each month, and whiteout an income they cannot. There are other options available to those in this situation, however under these circumstances, debt review is not the ideal move for you. Your first step in this situation is to find an income or sorts. Whether a part time job or full-time, the promise of a salary is needed. Without one you will not be accepted into debt review.